IRCTC also offers secure online payment via it's e-wallet service.Indian Railway Catering And Tourism Corporation (IRCTC), e-ticketing arm of Indian Railways, offers facility of booking tickets from comfort of home.
For such bookings, IRCTC offers several payment options such as net banking, debit/credit cards and mobile wallets, which can be used as per user's convenience.
However, passengers have to pay certain charges on making payments through these gateways.
For example, for every transaction done via State Bank of India (SBI), Punjab National Bank (PNB), Indian Bank, Union Bank of India, among others, IRCTC charges Rs 10 per transaction, as mentioned on IRCTC's official website- irctc.co.in.Net bankingState Bank of India and AssociatesRs.
10/- per transactionFederal BankRs.10/- + Applicable TaxesIndian BankRs.
10/- per transactionUnion Bank of IndiaRs.
10/- per transactionAndhra BankRs.10/- + Applicable TaxesPunjab National BankRs.
10/- per transactionAllahabad BankRs.10/- + Applicable TaxesVijaya BankRs.10/- + Applicable TaxesAXIS BankRs.10/- + Applicable TaxesHDFC BankRs.10/- + Applicable TaxesBank of BarodaRs.10/- + Applicable TaxesKarnataka BankRs.05/- + Applicable TaxesOriental Bank of CommerceRs.10/- + Applicable TaxesKarur Vysya Bank- NILKotak Mahindra BankRs.10/- + Applicable TaxesING Vysya Bank (now Kotak)Rs.10/- + Applicable TaxesICICI BankRs.10/- + Applicable TaxesIndusInd Bank- NILIMPSRs.
5 for TXN Amt upto Rs.
5000/- and Rs.
10 for above.Central Bank of IndiaRs.
10/- + Applicable TaxesBank of IndiaRs.
10/- per transactionSyndicate BankRs.
10/- per transactionBank of Maharashatra- NILIDBI Bank- NILCorporation BankRs.
10/- per transactionYes BankRs.
10/- + Applicable TaxesNepal SBI Bank Ltd.NPR 19/- per transaction + Exchange Commision + Applicable TaxesSouth Indian Bank- NILCanara BankRs.10/- + Applicable TaxesCity Union BankNilAirtel Payments BankRs.10/- + Applicable Taxes(As mentioned on IRCTC's official website- irctc.co.in)Credit/Debit cardsVisa/Master CardNIL , For all Domestic Debit Cards upto Rs.
1 Lakh(Powered By CITI BANK)1.8 % + Applicable Taxes for all domestic Credit CardsVisa/Master Card(Powered By HDFC BANK)- NIL , For all Domestic Debit Cards- 1.8 % + Applicable Taxes for all domestic Credit CardsAmerican Express1.8% of Transaction AmountVisa/Master Card(Powered By AXIS BANK)- NIL , For all Domestic Debit Cards- 1.65% + Applicable Taxes, For all Master/Visa Credit Cards.RuPay Card (Powered by Kotak Bank)- NIL upto Rs.
1 Lakh(As mentioned on IRCTC's official website- irctc.co.in)Wallets/Cash cardsITZ Cash CardRs.
10/- or 1.5% whichever is lowerI Cash Card1.5% per transactionOxigen Wallet1.80% + Applicable TaxesPaytm Wallet1.80% + Applicable TaxesMobikwik Wallet1.80% + Applicable TaxesmRUPEE WalletTransaction Charges NILPaytm Wallet1.80% + Applicable TaxesFreecharge Wallet1.80% + Applicable TaxesSBI BuddyRs.
10/- + Applicable TaxesOLAMONEY Wallet1.30% + Applicable TaxesAirtel Money.75% + Applicable TaxesI Cash Card1.5% per transaction(As mentioned on IRCTC's official website- irctc.co.in)IRCTC also offers secure online payment via it's e-wallet service.
IRCTC e-wallet is a scheme under which user can deposit money in advance with IRCTC and later use it for paying money at time of booking tickets.