For transactions made through digital wallet Paytm, IRCTC charges 1.80% plus tax.IRCTC (Indian Railway Catering and Tourism Corporation) offers the facility of booking rail tickets online via its website -- irctc.co.in -- and app.
IRCTC, which handles catering, tourism and online ticketing operations of the Indian Railways, offers various channels via which you can book your train tickets.
You can make the payments via platforms like net banking, debit/credit cards, and mobile wallets, among others.
However, you might have to pay cenrtain extra charges when you make payments through these gateways.
For example, for transactions made through digital wallet Paytm, IRCTC charges 1.80 per cent plus tax, said IRCTC.Given below is the list of bank transaction charges of IRCTC:Net BankingState Bank of IndiaRs.10/- + Applicable TaxesState Bank of India and AssociatesRs.
10/- per transactionFederal BankRs.10/- + Applicable TaxesIndian BankRs.
10/- per transactionUnion Bank of IndiaRs.
10/- per transactionAndhra BankRs.10/- + Applicable TaxesPunjab National BankRs.
10/- per transactionAllahabad BankRs.10/- + Applicable TaxesVijaya BankRs.10/- + Applicable TaxesAXIS BankRs.10/- + Applicable TaxesHDFC BankRs.10/- + Applicable TaxesBank of BarodaRs.10/- + Applicable TaxesKarnataka BankRs.05/- + Applicable TaxesOriental Bank of CommerceRs.10/- + Applicable TaxesKarur Vysya Bank- NILKotak Mahindra BankRs.10/- + Applicable TaxesING Vysya Bank (now Kotak)Rs.10/- + Applicable TaxesICICI BankRs.10/- + Applicable TaxesIndusInd Bank- NILIMPSRs.
5 for TXN Amt upto Rs.
5000/- and Rs.
10 for above.Central Bank of IndiaRs.
10/- + Applicable TaxesBank of IndiaRs.
10/- per transactionSyndicate BankRs.
10/- per transactionBank of Maharashatra- NILIDBI Bank- NILCorporation BankRs.
10/- per transactionYes BankRs.
10/- + Applicable TaxesNepal SBI Bank Ltd.NPR 19/- per transaction + Exchange Commision + Applicable TaxesSouth Indian Bank- NILCanara BankRs.10/- + Applicable TaxesCity Union BankNilAirtel Payments BankRs.10/- + Applicable TaxesPayment Gateway /Credit /Debit Cards1Visa/Master CardNIL , For all Domestic Debit Cards upto Rs.
1 Lakh(Powered By CITI BANK)1.8 % + Applicable Taxes for all domestic Credit Cards2Visa/Master Card(Powered By HDFC BANK)- NIL , For all Domestic Debit Cards- 1.8 % + Applicable Taxes for all domestic Credit Cards3American Express1.8% of Transaction Amount4Visa/Master Card(Powered By AXIS BANK)- NIL , For all Domestic Debit Cards- 1.65% + Applicable Taxes, For all Master/Visa Credit Cards.5RuPay Card (Powered by Kotak Bank)- NIL upto Rs.
1 LakhWallets/ Cash CardsITZ Cash CardRs.
10/- or 1.5% whichever is lowerI Cash Card1.5% per transactionOxigen Wallet1.80% + Applicable TaxesPaytm Wallet1.80% + Applicable TaxesMobikwik Wallet1.80% + Applicable TaxesmRUPEE WalletTransaction Charges NILPaytm Wallet1.80% + Applicable TaxesFreecharge Wallet1.80% + Applicable TaxesSBI BuddyRs.
10/- + Applicable TaxesOLAMONEY Wallet1.30% + Applicable TaxesAirtel Money.75% + Applicable TaxesI Cash Card1.5% per transactionIRCTC offers the benefit of zero transaction charges on train tickets booked through debit cards on its website/app.