RBI Policy: RBI projects retail inflation to be between 2.7-3.2 per cent in October-March.MUMBAI: The following are the highlights of the fifth bi-monthly monetary statement for 2018-19:* RBI keeps key lending rate (repo) unchanged at 6.5 per cent* Reverse repo rate stands at 6.25 per cent, bank rate at 6.75 per cent, cash reserve ratio at 4 per cent* Projects retail inflation to be between 2.7-3.2 per cent in October-March* Retains GDP growth estimate at 7.4 per cent for current fiscal**Projects April-September growth for 2019-20 at 7.5 per cent with downside risks* Says time apposite to strengthen domestic macroeconomic fundamentals* Fiscal discipline critical to create space and crowd-in private investment* Lower rabi sowing may adversely affect agriculture, rural demand* Financial market volatility, slowing global demand and rising trade tensions pose negative risk to exports* Decline in crude oil prices is expected to boost growth prospects* Credit offtake strengthened even as global financial conditions tightened* Next meeting of the MPC on February 5-7.