INSUBCONTINENT EXCLUSIVE:
For online bookings, IRCTC offers several payment options which can be used as per user's convenience.IRCTC (Indian Railway Catering and
Tourism Corporation), the e-ticketing arm of Indian Railways, offers the facility of booking tickets from the comfort of home
be booked by an Individual user in a month from IRCTC's website or app
However, the ceiling limit can be raised to 12 tickets for the individual users, where accounts are verified through Aadhaar ID and one of
the passengers in the ticket booked is verifiable through Aadhaar.1
State Bank of India, PNB, Indian Bank, ICICI, HDFC, etc
online payment via it's e-wallet service
IRCTC e-wallet is a scheme under which user can deposit money in advance with IRCTC and later use it for paying money at the time of booking
Payment can also be made through UPI/BHIM and digital wallets such as Paytm, mentioned IRCTC.5
All international credit/debit cards issued outside India are also accepted for booking e-tickets through IRCTC's website
However, this payment option is available where ticket is booked at least 2 days in advance of journey date, said Indian Railways.