INSUBCONTINENT EXCLUSIVE:
All the banks also charge an annual maintenance fee on possession of an ATM.All major public and private banks in the country levy charges
on customers for various uses of an ATM-cum-debit card
The customers are charged for transactions at ATMs over and above the mandated numbers of free transactions, as directed by Reserve Bank of
The ATM charges apply depending on the type - whether it belongs to the same bank where the customer's account is located or some other bank
- and nature of ATM - whether the ATM is located in a metropolitan or any other city in the country
On top of this, all the banks also charge an annual maintenance fee on possession of an ATM.State Bank of India (SBI)Here are the various
charges of SBI's ATM cards as stated on bank's official website-sbi.co.in:Debit Card Issuance ChargesNormal (Classic/Global)NilGold Debit
Card100/- (including service tax)Platinum Debit Card306/- (including service tax)Debit Card Annual Maintenance Charges (Recovered at the
beginning of the second year onwards)Classic Debit Card100/- plus service taxSilver/Global /Yuva /Gold Debit Card150/- plus service
taxPlatinum Debit Card200/- plus service taxPride/Premium Business Debit Card300/- plus service taxDebit Card Replacement ChargesRs.204/-
website-hdfcbank.com:ATM / DEBIT CARD RELATED CHARGESATM cardNo ChargeATM card - Replacement chargesReplacement of a lost card - Rs 200
(plus taxes)ATM card - Transaction charge - non HDFC Bank domestic ATMsNo Charge (effective 1st Dec 2014)Debit Card - Annual Fee - RegularRs
150 per year (plus taxes) (w.e.f
25th Dec'14)Debit Card - Renewal Fee - RegularRs 150 per year (plus taxes) (w.e.f
25th Dec'14)Debit Card - Annual Fee - PlatinumRs 750 per year (plus taxes) (w.e.f
1st June'15)Debit Card - Renewal Fee - PlatinumRs 750 per year (plus taxes) (w.e.f
1st June'15)Debit Card - Replacement chargesReplacement/Reissuance Charges for Debit Cards - Rs
200 plus applicable taxesAdd-on debit card - RegularOne add-on card - No Charge for the first yearRs 150 per year (plus taxes) (w.e.f
25th Dec'14)Debit Card - Transaction charge - HDFC Bank ATMsNo ChargeDebit Card - Transaction charge - non HDFC Bank domestic ATMsFirst 5
Transactions Free across all CitiesTransactions over and above free limit will be charged as under:Cash withdrawal - Rs
20 plus applicable taxes (W.e.f 1st Nov'17)Non-Financial Transaction - Rs
8.5 plus applicable taxes (W.e.f 1st Nov'17)PIN regeneration chargeRs 50 (plus taxes)Number of Cash transactions4 free cash transactions per
month(Cumulative of Deposit and Withdrawal)5th transaction onwards - Rs.150/- per transaction plus applicable taxes (W.e.f 1st Nov'17) would
be leviedValue of Cash transactionsAny HDFC Branch(Cumulative of Deposit and Withdrawal)2 lakh - Free per month per account.Above 2 lakh -
Rs.5/- per thousand or part thereof, subject to a minimum of Rs.150/- plus applicable taxes (W.e.f 1st Nov'17)Third party Cash
transactionUpto a limit of Rs.25,000/- per day - Rs.150/- plus applicable taxes (W.e.f 1st Nov'17)(Cumulative of Deposit and
250 + GST as applicableAnnual FeeRs
250 + GST as applicableLost card replacementRs
199 + GST as applicableCash withdrawal from ICICI Bank ATM'sFreeCash withdrawal from Non ICICI Bank ATM'sRs
20 per withdrawal + GST as applicableBalance Inquiry from ICICI Bank ATM'sFreeBalance Inquiry from Non ICICI Bank ATM'sRs
8 per inquiry + GST as applicablePunjab National BankHere are the various charges of PNB's ATM cards as stated on bank's official
website-pnbindia.in:Sr.No.Particulars of ChargesCharges1Classic Card Issuance ChargeNil2Platinum Card Issuance ChargeRs
3003International Card Issuance ChargeRs.2004Business Card Issuance ChargeRs
2005Prepaid Card Issuance Charge (However, in case the earlier PIN has not been used due to error in Printing, issue of Duplicate PIN shall
206Issuance Charge on other Card typesNil7Cost of International Debit Card ( Chip Based Debit Card)Rs
2008Debit Card Annual Fee (from the second year onwards)Rs.100/- + GST9Business Debit Card Annual Fees (from second year)Rs.200 +
GST10Charges for issuance of Add on CardRs
10011Charges for issuance of Duplicate Pin
However, in case the earlier PIN has not been used due to error in Printing, issue of Duplicate PIN shall be free)Rs
5012Charges for Issuance of Duplicate ATM/Debit Card/Replacement of ATM/Debit CardRs
20013Mark Up Charges for each POSP transaction at Petrol Pumps, Restaurants and for Railway Bookings, etc.@2.5% + GST subject to minimum of
10/-(i)Mark up charges for each POSP/Ecommerce transaction done by Rupay debit card holders at Petrol Pumps and for Railway bookings etc
@2.5%+ GST subject to minimum of Rs
15.03.2014)@2.5% + GST subject to minimum of Rs
15.03.2014)@2.5% + GST subject to minimum of Rs
10/-14ATM Access fee / charge for making international acquirer transactions at our ATMS(w.e.f
