INSUBCONTINENT EXCLUSIVE:
of Indian Railways, offers facility of booking tickets from comfort of home
For such bookings, IRCTC offers several payment options such as net banking, debit/credit cards and mobile wallets, which can be used as per
However, passengers have to pay certain charges on making payments through these gateways
For example, for every transaction done via State Bank of India (SBI), Punjab National Bank (PNB), Indian Bank, Union Bank of India, among
others, IRCTC charges Rs 10 per transaction, as mentioned on IRCTC's official website- irctc.co.in.Net bankingState Bank of India and
10/- per transactionFederal BankRs.10/- + Applicable TaxesIndian BankRs
10/- per transactionUnion Bank of IndiaRs
10/- per transactionAndhra BankRs.10/- + Applicable TaxesPunjab National BankRs
10/- per transactionAllahabad BankRs.10/- + Applicable TaxesVijaya BankRs.10/- + Applicable TaxesAXIS BankRs.10/- + Applicable TaxesHDFC
BankRs.10/- + Applicable TaxesBank of BarodaRs.10/- + Applicable TaxesKarnataka BankRs.05/- + Applicable TaxesOriental Bank of
CommerceRs.10/- + Applicable TaxesKarur Vysya Bank- NILKotak Mahindra BankRs.10/- + Applicable TaxesING Vysya Bank (now Kotak)Rs.10/- +
Applicable TaxesICICI BankRs.10/- + Applicable TaxesIndusInd Bank- NILIMPSRs
10 for above.Central Bank of IndiaRs
10/- + Applicable TaxesBank of IndiaRs
10/- per transactionSyndicate BankRs
10/- per transactionBank of Maharashatra- NILIDBI Bank- NILCorporation BankRs
10/- per transactionYes BankRs
10/- + Applicable TaxesNepal SBI Bank Ltd.NPR 19/- per transaction + Exchange Commision + Applicable TaxesSouth Indian Bank- NILCanara
BankRs.10/- + Applicable TaxesCity Union BankNilAirtel Payments BankRs.10/- + Applicable Taxes(As mentioned on IRCTC's official website-
irctc.co.in)Credit/Debit cardsVisa/Master CardNIL , For all Domestic Debit Cards upto Rs
1 Lakh(Powered By CITI BANK)1.8 % + Applicable Taxes for all domestic Credit CardsVisa/Master Card(Powered By HDFC BANK)- NIL , For all
Domestic Debit Cards- 1.8 % + Applicable Taxes for all domestic Credit CardsAmerican Express1.8% of Transaction AmountVisa/Master
Card(Powered By AXIS BANK)- NIL , For all Domestic Debit Cards- 1.65% + Applicable Taxes, For all Master/Visa Credit Cards.RuPay Card
(Powered by Kotak Bank)- NIL upto Rs
10/- or 1.5% whichever is lowerI Cash Card1.5% per transactionOxigen Wallet1.80% + Applicable TaxesPaytm Wallet1.80% + Applicable
TaxesMobikwik Wallet1.80% + Applicable TaxesmRUPEE WalletTransaction Charges NILPaytm Wallet1.80% + Applicable TaxesFreecharge Wallet1.80% +
Applicable TaxesSBI BuddyRs
10/- + Applicable TaxesOLAMONEY Wallet1.30% + Applicable TaxesAirtel Money.75% + Applicable TaxesI Cash Card1.5% per transaction(As
mentioned on IRCTC's official website- irctc.co.in)IRCTC also offers secure online payment via it's e-wallet service
IRCTC e-wallet is a scheme under which user can deposit money in advance with IRCTC and later use it for paying money at time of booking