INSUBCONTINENT EXCLUSIVE:
Rodrigo Fiszman and Patricia Stille, former financial executives, launch Bee4 in 2021 to help small and medium enterprises access
million) yearly struggle to fund growth
in 2018, where SMEs seek cheaper options than bank loans at 14.25% Selic rates
Bee4 uses blockchain to tokenize shares, streamlining trades for companies like Engravida, Mais Mu, Plamev Pet, Eletron Energia, and Roda
His firm, running 270 autonomous stores in Rio, raises funds efficiently, bypassing loans after a 2021 crowdfunding round.A Lifeline for
Fiszman sees two types flocking in: risk-takers chasing big gains and locals tied to these businesses.Over 6,000 investors register, drawn
by firms too small for B3 yet past startup chaos.Bee4 partners with CIP and Finchain for tech, while BNDES plans to back future IPOs,
Transition to B3 remains optional, easing pressure on growing firms
offers a practical fix where loans choke and B3 looms out of reach, quietly reshaping how small businesses scale
For a nation rich in potential but thin on listings, Bee4 delivers a grounded solution.