INSUBCONTINENT EXCLUSIVE:
electronic item, then quite frankly, we salute you
We can see why you'd laugh in the face of gadget insurance.But the fact is the vast majority of us fall have at one time or another fallen
foul of our own clumsiness
insurance is an ever-growing industry.Traditional home and travel insurance policies are becoming outdated and sometimes fail to cover our
The products covered can include smartphones, tablets (including iPads), laptops (including MacBooks), iMacs, smartwatches, sat navs,
e-readers (including Kindles), digital cameras, MP3 players, portable games consoles, VR headsets, drones and more.Why do I need gadget
in getting a replacement.What your insurance covers depends on the insurer and the policy plan
prevented from redeeming your insurance when you need it.A typical gadget insurance policy will cover you for accidental damage to your
devices, theft, loss and breakdown
Other circumstances you may be covered for (but not always) include liquid damage, the cost of unauthorised calls, texts and data when your
phone has been stolen, and malicious damage if someone has taken their anger out on your poor device.Is there anything my gadget insurance
won't coverAs above, this will depend on your products, the insurer and the specific policy you sign up for, so make sure you read the
Water damage and breakage through carelessness, for example, may be covered by some policies but not by others.Additional factors that could
on the pay-out for a single incident, and a limit on the number of incidents the insurer will pay out for each year.Can I get gadget
insurance for travellingYes, you can
Aimed at backpackers and holidaymakers alike, there are insurance policies specifically made to cover gadgets while you travel.If you
What may be available, however, is an add-on which extends the travel policy to cover your electronic devices.You may find that these
travelling, World Nomads are perhaps the major player in the market, but you may also want to get a quote from True Traveller who can offer
home insurance hoping that will cover your phone, think again
Home insurance only covers the device when in the house and even then it's usually in the event of a burglary or a home fire only
Bubble, Row.co.uk (covering liquid damage and unauthorised calls as well as the more typical issues) and Loveit Coverit Premium (including
policy for you, as this can provides specialist technical support and hardware coverage for iPhones, iPads, Macs, Apple Watches, Apple TV,
O2 takes 5-7 days with its policy.rCgEmzs7pdm5FhFPqyrJoN.jpg#
