INSUBCONTINENT EXCLUSIVE:
However, banks also charge an amount for the issuance and annual maintenance of ATMs.Top banks, both public and private, in the country
offer the service of ATMs but have certain charges for their customers for making transactions at ATMs
From State Bank of India (SBI) to private sector banks like HDFC Bank, ICICI Bank, Axis Bank offer limited number of ATM transactions free
The number of permitted free transactions at an ATM in a month depends on various factors such as type of the account
Card Issuance ChargesNormal (Classic/Global)NilGold Debit Card100/- (including service tax)Platinum Debit Card306/- (including service
tax)Debit Card Annual Maintenance Charges (Recovered at the beginning of the second year onwards)Classic Debit Card100/- plus service
taxSilver/Global /Yuva /Gold Debit Card150/- plus service taxPlatinum Debit Card200/- plus service taxPride/Premium Business Debit Card300/-
lost card - Rs 200 (plus taxes)ATM card - Transaction charge - non HDFC Bank domestic ATMsNo Charge (effective 1st Dec 2014)Debit Card -
Annual Fee - RegularRs 150 per year (plus taxes) (w.e.f
25th Dec'14)Debit Card - Renewal Fee - RegularRs 150 per year (plus taxes) (w.e.f
25th Dec'14)Debit Card - Annual Fee - PlatinumRs 750 per year (plus taxes) (w.e.f
1st June'15)Debit Card - Renewal Fee - PlatinumRs 750 per year (plus taxes) (w.e.f
1st June'15)Debit Card - Replacement chargesReplacement/Reissuance Charges for Debit Cards - Rs
200 plus applicable taxesAdd-on debit card - RegularOne add-on card - No Charge for the first yearRs 150 per year (plus taxes) (w.e.f
25th Dec'14)Debit Card - Transaction charge - HDFC Bank ATMsNo ChargeDebit Card - Transaction charge - non HDFC Bank domestic ATMsFirst 5
Transactions Free across all CitiesTransactions over and above free limit will be charged as under:Cash withdrawal - Rs
20 plus applicable taxes (W.e.f 1st Nov'17)Non-Financial Transaction - Rs
8.5 plus applicable taxes (W.e.f 1st Nov'17)PIN regeneration chargeRs 50 (plus taxes)Number of Cash transactions4 free cash transactions per
month(Cumulative of Deposit and Withdrawal)5th transaction onwards - Rs.150/- per transaction plus applicable taxes (W.e.f 1st Nov'17) would
be leviedValue of Cash transactionsAny HDFC Branch(Cumulative of Deposit and Withdrawal)2 lakh - Free per month per account.Above 2 lakh -
Rs.5/- per thousand or part thereof, subject to a minimum of Rs.150/- plus applicable taxes (W.e.f 1st Nov'17)Third party Cash
transactionUpto a limit of Rs.25,000/- per day - Rs.150/- plus applicable taxes (W.e.f 1st Nov'17)(Cumulative of Deposit and
250 + GST as applicableAnnual FeeRs
250 + GST as applicableLost card replacementRs
199 + GST as applicableCash withdrawal from ICICI Bank ATM's FreeCash withdrawal from Non ICICI Bank ATM's Rs
20 per withdrawal + GST as applicableBalance Inquiry from ICICI Bank ATM's FreeBalance Inquiry from Non ICICI Bank ATM's Rs
PlatformVisa Classic/PlatinumIssuance FeesRs
200ATM Withdrawal Limit (Per Day)Rs
40,000Purchases Limit per dayRs
1,00,000Lost Card LiabilityRs
50,000Personal Accident Insurance CoverRs
2 lakhAirport Lounge AccessNoMyDesignRs
150 extraThe saving account of India Post, which has a network of more than 1.5 lakh post offices across the country, also offers ATM
