INSUBCONTINENT EXCLUSIVE:
Managing finances when travelling is vital
To make things easier and get the maximum benefit, travel oriented credit cards can go a long way
From better hotel rates, to accessing airport lounges, to getting insured for delays in travel, these credit cards can entitle you to an
array of complimentary services if you travel frequently.Before you apply for a travel credit card, make sure to check for these
benefits.Complimentary Airport Lounge VisitsIf you are a frequent traveller, it's advisable to choose a card that offers complimentary
visits to airport lounges at both domestic and international destinations
Before opting for the card, you can check out how many free visits the card offers to suit your travel needs
Some cards also offer you complimentary membership to programs that will allow you to access lounges all over the world.Air Miles on
TransactionsAirfare can not only be costly but also unpredictable
If you are spending thousands on that air ticket, it might as well give you some benefit
Choose a card that rewards you with air miles every time you book a flight ticket so you can eventually redeem them for free flight
tickets.Discounts and Vouchers for HotelsWhen you spend a stipulated amount on your credit card, the company will offer you stay vouchers
for hotels, most of them for luxury hotels
Instead of paying a hefty bill for your vacation, these vouchers can come in handy to reduce your bill significantly
Plus, some cards give you membership to various hotel chains that will entitle you to a minimum discount each time you visit.Concierge
ServicesMany travel rewards cards also offer concierge services
A concierge can be really helpful especially in a new destination as they assist guests by performing various tasks such as making
restaurant reservations, booking hotels, arranging for spa services, recommending tourist spots, booking transportation, coordinating porter
service and more.Low Foreign Transaction FeeMost banks charge anywhere between 1.5 per cent and 5 per cent as a foreign mark-up fee for
foreign transactions, whether online or at point of sale
Choose a card that charges the least transaction fee for those holidays abroad.Complimentary InsuranceSome cards also come with
complimentary Air Accident Insurance which covers your medical costs when in an air accident as well as assures compensation in case of
Many cards also offer travel insurance for your trips on certain conditions, and can help you cover the cost of any flight delays.(Adhil
Shetty is CEO of Bankbazaar.com)Disclaimer: This is an advertorial and TheIndianSubcontinent is not responsible for the accuracy and
completeness of the same.
