INSUBCONTINENT EXCLUSIVE:
Maximum amount permitted in user's IRCTC e-wallet account is Rs 10,000.Indian Railway Catering and Tourism (IRCTC), the e-ticketing arm of
Indian Railways, offers secure online payment via it's e-wallet service
According to Indian Railways, IRCTC e-wallet is a scheme under which user can deposit money in advance with IRCTC and later use it for
paying money at the time of booking tickets
This payment option offered by IRCTC provides hassle free transactions
"Secure your bookings quickly and easily with IRCTC's E-wallet service
Get fast refunds, transparent payment history and offers on bookings", said IRCTC on it's official Twitter handle- @IRCTCofficial.Features
of IRCTC e-wallet scheme:1
IRCTC offers secure booking through IRCTC e-wallet by providing transaction password/ PIN number that is required to be entered for every
booking done through IRCTC e-wallet.2
Maximum amount permitted in user's IRCTC e-wallet account is Rs 10,000.5
IRCTC charges a registration fee of Rs 50 plus applicable taxes for availing the e-wallet service
Transaction charge of Rs 10 plus with service tax per transaction is also applicable, mentioned IRCTC.6
In case of ticket cancellation, the due refund is credited to IRCTC e-wallet account next day itself.7
User is provided with a separate link namely IRCTC e-wallet that offers IRCTC e-wallet transaction history, IRCTC e-wallet payment history
and change transaction password options.8
Dependency on a specific bank is reduced, as when any of the provided banks go offline, one can still book tickets from your IRCTC e-wallet
IRCTC e-wallet saves booking time by eliminating payment approval cycle.10
Login to IRCTC with existing IRCTC user id and password2
Click the 'IRCTC e-wallet Registration' link under IRCTC e-wallet section in the 'Plan my travel' page3
Complete verification process by providing PAN or Aadhaar and other details4
Deposit one time registration fee of Rs 50 (excluding service tax) online with any of the available payment options
Membership fee and redemption is subject to change at the discretion of IRCTC.5
Credit the IRCTC e-wallet account with the minimum deposit of Rs 100 and top up with the required booking amount6