INSUBCONTINENT EXCLUSIVE:
Banks charge an amount for the issuance and annual maintenance of ATM cards.Top banks in the country offer ATM-cum-debit cards but levy
From State Bank of India (SBI), the country's largest lender, to private sector peers like HDFC Bank, ICICI Bank and Axis Bank - lenders
offer a fixed number of ATM transactions free of cost every month
The ATM charges apply depending on the type - whether it belongs to the same bank where the customer's account is located or some other
bank - and nature of ATM - whether the ATM is located in a metropolitan or any other city in the country.Here's a comparison of ATM
transaction charges by SBI, HDFC Bank, ICICI Bank and Axis Bank:State Bank of IndiaHere are the various charges of SBI's ATM cards as
Card306/- (including service tax)Debit Card Annual Maintenance Charges (Recovered at the beginning of the second year onwards)Classic Debit
Card100/- plus service taxSilver/Global /Yuva /Gold Debit Card150/- plus service taxPlatinum Debit Card200/- plus service taxPride/Premium
card - Replacement chargesReplacement of a lost card - Rs 200 (plus taxes)ATM card - Transaction charge - non HDFC Bank domestic ATMsNo
Charge (effective 1st Dec 2014)Debit Card - Annual Fee - RegularRs 150 per year (plus taxes) (w.e.f
25th Dec'14)Debit Card - Renewal Fee - RegularRs 150 per year (plus taxes) (w.e.f
25th Dec'14)Debit Card - Annual Fee - PlatinumRs 750 per year (plus taxes) (w.e.f
1st June'15)Debit Card - Renewal Fee - PlatinumRs 750 per year (plus taxes) (w.e.f
1st June'15)Debit Card - Replacement chargesReplacement/Reissuance Charges for Debit Cards - Rs
200 plus applicable taxesAdd-on debit card - RegularOne add-on card - No Charge for the first yearRs 150 per year (plus taxes) (w.e.f
25th Dec'14)Debit Card - Transaction charge - HDFC Bank ATMsNo ChargeDebit Card - Transaction charge - non HDFC Bank domestic ATMsFirst 5
Transactions Free across all CitiesTransactions over and above free limit will be charged as under:Cash withdrawal - Rs
20 plus applicable taxes (W.e.f 1st Nov'17)Non-Financial Transaction - Rs
8.5 plus applicable taxes (W.e.f 1st Nov'17)PIN regeneration chargeRs 50 (plus taxes)Number of Cash transactions4 free cash transactions per
month(Cumulative of Deposit and Withdrawal)5th transaction onwards - Rs.150/- per transaction plus applicable taxes (W.e.f 1st Nov'17) would
be leviedValue of Cash transactionsAny HDFC Branch(Cumulative of Deposit and Withdrawal)2 lakh - Free per month per account.Above 2 lakh -
Rs.5/- per thousand or part thereof, subject to a minimum of Rs.150/- plus applicable taxes (W.e.f 1st Nov'17)Third party Cash
transactionUpto a limit of Rs.25,000/- per day - Rs.150/- plus applicable taxes (W.e.f 1st Nov'17)(Cumulative of Deposit and
250 + GST as applicableAnnual FeeRs
250 + GST as applicableLost card replacementRs
199 + GST as applicableCash withdrawal from ICICI Bank ATM's FreeCash withdrawal from Non ICICI Bank ATM's Rs
20 per withdrawal + GST as applicableBalance Inquiry from ICICI Bank ATM's FreeBalance Inquiry from Non ICICI Bank ATM's Rs
PlatformVisa Classic/PlatinumIssuance FeesRs
200ATM Withdrawal Limit (Per Day)Rs
40,000Purchases Limit per dayRs
1,00,000Lost Card LiabilityRs
50,000Personal Accident Insurance CoverRs
2 lakhAirport Lounge AccessNoMyDesignRs
150 extraHowever, banks do charge an amount for the issuance and annual maintenance of ATM cards.
